Brochure National Mortgage Warranty

Owning a home is a wonderful asset, but it also entails financial risks. With NHG (National Mortgage Guarantee), you limit those risks.

In short

Get a discount on your mortgage interest rate.
Should you have to sell the home through no fault of your own, and does it fetch less than the mortgage? In most cases, this residual debt will be forgiven.
Include sustainability measures in the financing up to 106% of the home value.
Increase your existing mortgage for a renovation, for example.
Many options available in the event of changes in your situation.

Hypotheek in Huis / VerVier recommends NHG and processes hundreds of NHG mortgages every year. We do have to do something to recoup the benefits. There are also extra costs associated with taking out the mortgage. Depending on market conditions, these are recouped within a reasonable timeframe.

Read the English summary on the website of the WEW: https://www.nhg.nl/english-summary/

Download the (Dutch) brochure here: NHG Consumenten Brochure 2026 PDF Version