Interest rate averaging

Interest rate averaging can lower the monthly rate without fully remortgaging.

With interest rate averaging, the difference between the current mortgage rate and the market rate is spread over a new fixed-rate period. It may reduce monthly payments, but the lender’s compensation is usually included in the new rate. Conditions differ per lender.

Useful link:

https://www.afm.nl

Category:

Interest & Financing

Tags:

rente, oversluiten, hypotheek